Congleton Office : 01260 279414

Macclesfield Office : 01625 429511

Other Conveyancing Transactions

Fees charged by Wains Solicitors


Legal Fees

Service
Fees
VAT
Remortgage
£500.00
£100.00
Transfer of Equity
£500.00
£100.00
Remortgage & Transfer of Equity
£600.00
£120.00
Standalone Declaration of Trust
£350.00
£70.00
Severance of Joint Tenancy
£150.00
£30.00


Additional Charges – Where Applicable

Service
Fee
VAT
Unregistered Property
£100.00
£20.00
Redemption of additional Charges (Per Charge)
£50.00
£10.00

Our fees cover all of the work required to complete the remortgage of your home, including investigating title, remortgage enquiries, obtaining redemption statements, redeeming the mortgage, obtaining no search indemnity.

Our fee assumes that:

  • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
  • this is the assignment of an existing lease and is not the grant of a new lease
  • the transaction is concluded in a timely manner and no unforeseen complication arise
  • all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
  • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.


Disbursements and Recharges are costs related to your matter that are payable to third parties, such as Land Registry fees. A summary of likely disbursements and Recharges are as follows-:

Disbursement / Recharge
Cost
VAT
Office Copies
£6.00
£1.20
Copy Lease (if Leasehold)
£3.00
£0.60
OS1 Priority Search
£3.00
£0.60
Bank Transfer Fee (Per Transfer)
£30.00
£6.00
Electronic ID Check (Per Name)
£4.00
£0.80
No Search Indemnity Policy
Dependant Upon Property Value
 
Land Registry Fee:
Dependant Upon Property Value – See below
 
£0-£100,000
£20.00
£0.00
£100,001 - £200,000
£30.00
£0.00
£200,001 - £500,000
£40.00
£0.00
£500,001 - £1,000,000
£60.00
£0.00
£1,000,001 +
£125.00
£0.00

 

How long will my house sale take?

How long it will take will depend on several factors. The average process takes between 4-6 Weeks.

Stages of the process

The precise stages involved in the remortgage of a residential property vary according to the circumstances. However, below we have outlined the key stages in a typical remortgage of a residential property:

  • Take your instructions and give you initial advice
  • Check redemption figures and number of charges
  • Issue title enquiries
  • Obtain further planning documentation if required
  • Give you advice on all documents and information received
  • Go through conditions of mortgage and mortgage deed with you.
  • Send final deed to you for signature
  • Agree completion date
  • Complete remortgage


Residential Conveyancing Team

Name
Position
Experience
Roger Gough
Consultant – Solicitor
Roger qualified as a Solicitor in 1974, going on to open our Congleton Office in 1978 and continues to represent clients in both Macclesfield and Congleton.
Kate Hancock
Solicitor – Head of Conveyancing
Kate qualified as a Solicitor in 2005 and has extensive experience in all aspects of residential conveyancing.
Victoria Mace
Licensed Conveyancer
Victoria qualified as a Licensed Conveyancer in 2021 having worked in the legal profession since 1999.
Danielle Bedford
Conveyancer – Graduate Member of CILEX
Danni is a Graduate Member of the Chartered Institute of Legal Executives and has worked in Conveyancing for over five years.
Sarah Clarke
Conveyancer
Sarah has experience in all aspects of residential conveyancing having specialised in conveyancing since 1999.
Kiri Gartside
Conveyancer
Kiri has in excess of ten years experience in residential conveyancing.

 

Contact Congleton Office Contact Macclesfield Office

We are authorised and regulated by the Solicitors Regulation Authority No. 820028