Service |
Fees |
VAT |
Remortgage |
£500.00 |
£100.00 |
Transfer of Equity |
£500.00 |
£100.00 |
Remortgage & Transfer of Equity |
£600.00 |
£120.00 |
Standalone Declaration of Trust |
£350.00 |
£70.00 |
Severance of Joint Tenancy |
£150.00 |
£30.00 |
Service |
Fee |
VAT |
Unregistered Property |
£100.00 |
£20.00 |
Redemption of additional Charges (Per Charge) |
£50.00 |
£10.00 |
Our fees cover all of the work required to complete the remortgage of your home, including investigating title, remortgage enquiries, obtaining redemption statements, redeeming the mortgage, obtaining no search indemnity.
Disbursements and Recharges are costs related to your matter that are payable to third parties, such as Land Registry fees. A summary of likely disbursements and Recharges are as follows-:
Disbursement / Recharge |
Cost |
VAT |
Office Copies |
£6.00 |
£1.20 |
Copy Lease (if Leasehold) |
£3.00 |
£0.60 |
OS1 Priority Search |
£3.00 |
£0.60 |
Bank Transfer Fee (Per Transfer) |
£30.00 |
£6.00 |
Electronic ID Check (Per Name) |
£4.00 |
£0.80 |
No Search Indemnity Policy |
Dependant Upon Property Value |
|
Land Registry Fee: |
Dependant Upon Property Value – See below |
|
£0-£100,000 |
£20.00 |
£0.00 |
£100,001 - £200,000 |
£30.00 |
£0.00 |
£200,001 - £500,000 |
£40.00 |
£0.00 |
£500,001 - £1,000,000 |
£60.00 |
£0.00 |
£1,000,001 + |
£125.00 |
£0.00 |
How long it will take will depend on several factors. The average process takes between 4-6 Weeks.
The precise stages involved in the remortgage of a residential property vary according to the circumstances. However, below we have outlined the key stages in a typical remortgage of a residential property:
Name |
Position |
Experience |
Roger Gough |
Consultant – Solicitor |
Roger qualified as a Solicitor in 1974, going on to open our Congleton Office in 1978 and continues to represent clients in both Macclesfield and Congleton. |
Kate Hancock |
Solicitor – Head of Conveyancing |
Kate qualified as a Solicitor in 2005 and has extensive experience in all aspects of residential conveyancing. |
Victoria Mace |
Licensed Conveyancer |
Victoria qualified as a Licensed Conveyancer in 2021 having worked in the legal profession since 1999. |
Danielle Bedford |
Conveyancer – Graduate Member of CILEX |
Danni is a Graduate Member of the Chartered Institute of Legal Executives and has worked in Conveyancing for over five years. |
Sarah Clarke |
Conveyancer |
Sarah has experience in all aspects of residential conveyancing having specialised in conveyancing since 1999. |
Kiri Gartside |
Conveyancer |
Kiri has in excess of ten years experience in residential conveyancing. |
We are authorised and regulated by the Solicitors Regulation Authority No. 820028